A woman holding a pencil and smartphone while using a calculator, laptop, and tablet to review documents
A woman holding a pencil and smartphone while using a calculator, laptop, and tablet to review documents

financial education from First Financial Bank

What if we told you that you don’t need a huge paycheck to start your journey to build up your finances? You can build money skills on any budget…at any time. We want to help, so we developed Your Money, Learn to Own It, a series of free self-guided learning tools that give you confidence to invest in you.

Own your finances by checking out our free classes

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Banking Bootcamp

A worry-free financial future starts with learning the basics, and we have you covered. Our banking basics class handles everything from why you should use a bank, the types of bank accounts, and building a valuable relationship with your local banker.

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Budget Mastery

Budgeting doesn't have to be a bad word! A rock-solid budget gives you peace of mind and the chance to grow your savings. The best part? You don't need to give up the things you enjoy to do it. When you create and stick to a budget, you know how much money you are bringing in and where your money is going. This frees you up to save more money and tackle debt in the process.

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Deciphering Debt

For many people, some amount of debt is a fact of life. Debt can be a useful way to fund your dreams, buy a home, or go to college. What's important is knowing how to manage your debts and avoid allowing them to grow. Our class covers the different types of debt, repayment strategies, and scams to avoid.

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Decoding Credit

Not sure what a credit score is? Or are you looking for help improving your scores? In this free course you'll learn how to access your credit score, how your score is made, what to do to improve your score, and how to protect yourself from debt repair scams. Let's shine a light on credit scores together.

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Home Ownership

Walking down the path to owning your first home should be a memorable and joyous experience and we are here to help. From the different types of mortgage loans, low-down payment options, and the responsibilities that come with owning a home, our course has you covered.

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Identity Theft

Your identity is your most important asset and protecting it should be your highest priority. Our free class teaches you how to spot the signs of identity theft, learn how to protect yourself, and what to do if you think your identity has been compromised. Stop scammers in their tracks with skills you'll use for a lifetime.

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Getting started is as easy as 1, 2, 3

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Train your mindset

Not everyone comes from homes where talks about money were a focus. Some consider it too personal or even taboo. But to build your financial skills, you need to be ready to have uncomfortable conversations with yourself.

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Pay yourself first

A few dollars here and there may not sound like a lot but saving $50 dollars a week will land you $2600 dollars in your savings account by the end of the year. Saving money wherever you can is key to your financial wellbeing.

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Be realistic about your plan

Budgeting doesn't have to mean you can't do anything fun. Even the wealthiest people in the world have a budget and they stick to it. Give your budget a fun name like "Jane's more money less problems plan." You should make sure to include room in your budget to treat yourself to pizza or a night out...if there is no room for things you enjoy, the budget won't stick with you.

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