bank accounts that make the grade

1 f1RST Everyday Student Savings: At least one owner on the account must be under the age of 18 at time of account opening. Account requires a parent or guardian to be a joint owner on the account. Account will automatically convert to a f1RST Everyday Savings at the end of the statement cycle when the youngest owner turns 18. 

2 Student Checking: At least one owner on the account must be under the age of 26 at time of account opening. To open online, account owner(s) must be 18 or older. To open for an account owner under 18, please visit your local banking center. Account opened with an owner under the age of 18 require a parent or guardian to be a joint owner on the account. Account will automatically convert to a f1RST Choice Checking at the end of the statement cycle when the youngest owner turns 26. 

3 $3 paper fee applies if not enrolled in electronic statements (eStatements).

4 $25 minimum deposit required to open account. If the account remains at a $0 balance for 60 days, it will automatically close.

5 f1RST Everyday: $5 monthly service charge if the minimum daily balance falls below $250 any day of the month.

6 Bill Pay is not available on the f1RST Everyday Savings Account or f1RST Everyday Student Savings Account.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.