Mortgage loan office showing figures on a calculator to a client
Mortgage loan office showing figures on a calculator to a client

save money over the life of your home loan

Connect with a loan officer Apply for a refi

Take advantage of decreasing interest rates

Not in love with your interest rate? Refinancing your mortgage could give you a lower interest rate, a lower payment or better terms. You may be able to save money now and over the long term—especially if you plan to stay in your home for several years. That savings becomes even more valuable when put towards other needs and goals.

Refinancing for more than just a lower rate

 

Icon of an arrow pointing down with a dollar sign

Lower your monthly payment

Illustration of calendar with clock inside circular arrow

Shorten the term of your loan

Illustration of house with dollar sign in circle

Get cash from your home

Illustration of scissors cutting up credit card

Consolidate high-interest debt

How much could I save if I refinance?

A pair of scissors cutting a yellow percentage sign

The Fed cut interest rates, with more to come - what you should know

Not sure what the recent interest rate cuts mean for your mortgage rates? Even though the fed doesn't control mortgage rates, their decisions impact the rates banks offer. Here's what to know.

Get the tips
Toy house balancing on lever with money bag

When does it make sense to refinance?

Refinancing your mortgage can save you money in the long run, but make sure you understand the upfront costs and what your goals are. 

When to refinance

Need assistance paying your loan? Please email CCDEarlyIntervention@bankatfirst.com for help or call 800.556.2014.

Looking for a housing counselor? Find one near you for assistance.

All loans are subject to credit review and approval.

NMLS# 619717.