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Employees eating boxed lunches at business meeting
Employees eating boxed lunches at business meeting

rewards for supporting your livelihood

Office supplies? To-go boxes? Make everyday expenses convenient and affordable with a Visa® business credit card.

Every business should consider a credit card. It’s a handy tool to help track spending, earn rewards, and save money. No matter what you expect from a credit card, whether it is a low rate, rewards, or cash back, we have a card suited for your business.

Earn unlimited points OR a low interest rate

No annual or foreign transaction fees

Mobile wallet access and online account with auto bill pay

Contactless payment options

Business Rewards Credit Card

If you want to earn points for your spending, you’ll love this card. Earn unlimited points for every dollar you spend and redeem for cash back, merchandise, gift cards, statement credits, and travel.

  • APR: Prime + 8.74%1
  • Earn one point per dollar of spend2
  • No annual fee
  • No foreign transaction fees
  • Visa’s Zero Liability Policy protects you from unauthorized purchases3

Business Credit Card

If you want a lower interest rate and no annual fee, this is the perfect card for you. Low interest rates let you save money for growing your business. Our business credit card even comes with account alerts and mobile wallet access.

  • APR: Prime + 6.74%1
  • No annual fee
  • No cash advance or foreign transaction fees
  • Visa’s Zero Liability Policy protects you from unauthorized purchases3

Stop into your local financial center to apply today

Equipment leasing vs. financing: which is right for you?

Upgrading your old equipment or buying new equipment can be expensive. Is equipment leasing or financing the better option for your business’s needs versus putting this kind of expense on a credit card?

Keep your information and accounts safe

The safety and security of all your business accounts should be a top priority. While we work hard every day to keep your information safe and secure, there’s also some things you can do. Here are our best protection tips.

All credit cards subject to credit check and approval.

1 APR = Annual Percentage Rate and is subject to change without notice.

2 Points are earned based on qualifying net purchases using your First Financial Visa Business Rewards Credit Card. Qualifying purchases are defined as purchases minus returns and/or other related credits. The account must be in good standing to earn points. Accounts do not earn points for cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind. Credits to your account (such as returns of purchases) will reduce the points available in your account. Points expire after 60 months. See full rewards terms and conditions for the Visa Business Rewards Credit Card.

3 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. Individual replacement fund amounts are provided on a provisional basis and may be withheld, delayed, limited or rescinded by your issuer based on factors such as negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify First Financial immediately of any unauthorized use. Transaction at issue must be posted to your account before replacement funds may be issued.

Visa Business Credit Terms and Conditions

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