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DREAMmaker Savings
Open online
Everyday Savings
Open online
Everyday Student
Open in person
Monthly Service Charge 3
$0
$5 or $0 with $250 minimum daily  balance
$0
Earns interest 4
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Basic
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Good
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Good
Eligible as Overdraft Protection Account 1
An overdraft occurs when you do not have enough money in your account to cover a transaction (“Insufficient Balance”), but we authorize or pay it anyway. Fees may be charged for overdrafts. Please see Terms and Conditions of Your Account for further information.
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Free Paper Statements 5
Dash icon indicating feature doesn't apply
Dash icon indicating feature doesn't apply
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Free money orders and cashier checks
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Dash icon indicating feature doesn't apply
Dash icon indicating feature doesn't apply
Free incoming and outgoing domestic wires
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Dash icon indicating feature doesn't apply
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Withdrawal limits
None
None
None
Additional account information
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Only eligible to open if at least one owner is under the age of 18. When youngest owner turns 18, account automatically converts to Everyday Savings.
f1RST Money Market
Open online
Premier Money Market
Open online
Monthly Service Charge 3
$15 or $0 with $10,000 minimum daily balance
$45 or $0 if Primary Owner has an open Premier Checking Account
Earns interest 4
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Better
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Best
Eligible as Overdraft Protection Account 1
An overdraft occurs when you do not have enough money in your account to cover a transaction (“Insufficient Balance”), but we authorize or pay it anyway. Fees may be charged for overdrafts. Please see Terms and Conditions of Your Account for further information.
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Free Paper Statements 5
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with $10,000+ Minimum Daily Balance
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Free money orders and cashier checks
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Free incoming and outgoing domestic wires
Dash icon indicating feature doesn't apply
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Withdrawal limits
None
None
Additional account information
Dash icon indicating feature doesn't apply
Dash icon indicating feature doesn't apply

More benefits when you bank with us

Start a savings account with only $25 and no service charges for the first 60 days. Your savings can protect your checking account by providing overdraft-protection transfers, at no charge.1 Whether you’re a high school student or at the height of your career, we have an account to grow your money at your pace.

Making sense of savings

What type of savings account is right for you?

Not sure of the best account for you? No sweat. This guide will help you choose the right savings, with confidence.

In case of emergency: The basics of saving for the unexpected

Life doesn’t always follow your roadmap. Prepare for those would-be detours with these four steps.

Checking versus savings: What’s best?

The answer could be both. It really depends on your goals. We can help you compare options and determine the best fit.


1 $0 dynamic transfer fee when linked for overdraft protection.

2 Carrier charges and data rates may apply.

3 Earn out activities mentioned need to occur each statement cycle in order to receive the account credit(s).

4 Contact your local banking center or call our Client First Center for rate information.

5 Client must enroll in eStatements to avoid a $3 paper statement charge with f1RST Money Market, Everyday Savings and DreamMaker Savings. If f1RST Money Market account has a minimum daily balance of $10,000 each day of the statement cycle, the paper statement and check image fee will be refunded for that statement cycle and appear on the statement as an account credit.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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