DREAMmaker Savings
Open online
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Everyday Savings
Open online
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Everyday Student
Open in person
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Monthly Service Charge
3
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$0
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$5 or $0 with $250 minimum daily balance
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$0
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Earns interest
4
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Basic
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Good
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Good
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Eligible as Overdraft Protection Account
1
An overdraft occurs when you do not have enough money in your account to cover a transaction (“Insufficient Balance”), but we authorize or pay it anyway. Fees may be charged for overdrafts. Please see Terms and Conditions of Your Account for further information.
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Free Paper Statements
5
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Free money orders and cashier checks
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Free incoming and outgoing domestic wires
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Withdrawal limits
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None
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None
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None
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Additional account information
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Only eligible to open if at least one owner is under the age of 18. When youngest owner turns 18, account automatically converts to Everyday Savings.
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f1RST Money Market
Open online
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Premier Money Market
Open online
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Monthly Service Charge
3
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$15 or $0 with $10,000 minimum daily balance
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$45 or $0 if Primary Owner has an open Premier Checking Account
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Earns interest
4
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Better
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Best
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Eligible as Overdraft Protection Account
1
An overdraft occurs when you do not have enough money in your account to cover a transaction (“Insufficient Balance”), but we authorize or pay it anyway. Fees may be charged for overdrafts. Please see Terms and Conditions of Your Account for further information.
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Free Paper Statements
5
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with $10,000+ Minimum Daily Balance
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Free money orders and cashier checks
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Free incoming and outgoing domestic wires
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Withdrawal limits
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None
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None
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Additional account information
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1 $0 dynamic transfer fee when linked for overdraft protection.
2 Carrier charges and data rates may apply.
3 Earn out activities mentioned need to occur each statement cycle in order to receive the account credit(s).
4 Contact your local banking center or call our Client First Center for rate information.
5 Client must enroll in eStatements to avoid a $3 paper statement charge with f1RST Money Market, Everyday Savings and DreamMaker Savings. If f1RST Money Market account has a minimum daily balance of $10,000 each day of the statement cycle, the paper statement and check image fee will be refunded for that statement cycle and appear on the statement as an account credit.
All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.
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