Factory employee working on gear equipment
Factory employee working on gear equipment

we do equipment financing like a well-oiled machine

First bump between colleagues at work.
First bump between colleagues at work.

Competitive equipment financing rates

Need to purchase to purchase or lease equipment but want to preserve your cash on hand? Our equipment financing solutions can help with new, used, or leased equipment, machinery, technology, and workspaces.

Get started Visit a financial center

We’ll structure financing to fit your business

If you’re considering leasing or financing equipment for your business, you’re not alone. 80% of companies take this approach to help preserve working capital, improve cash flow, and take advantage of tax depreciation opportunities. Properly structured, these arrangements can support your company’s growth while helping you reduce the risk associated with owning equipment. We can even tailor payments to meet seasonality requirements. We’re ready to help you with the right terms and flexible structures to meet your needs.

What you can finance just might surprise you

Illustration of an automated drilling machine

Equipment & Machinery

Stay ahead of the game with up-to-date equipment as you need it. We can even finance a percentage of the soft costs, like installation and training, and allow for step payments or even an occasional skip payment if seasonality affects your business.

Illustration of cargo van

Vehicles

If your business relies on transportation to keep it running, why not consider leasing your fleet? You’ll reduce the risk of aging vehicles that break down or require more maintenance than they’re worth. Financing options keep your business moving in the right direction.

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Technology & Spaces

If you’re considering a makeover in your workspace, you may need some extra cash. We can help finance technology, along with fixture and furniture additions, to upgrade your business and make sure you can work at optimal capacity.

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Other ways to finance

With a BizFlex Line of Credit, you can secure the funds you need based only on your credit score. Your credit is good for five years without renewing, so you're able to secure funding now and spend as needed.1 Plus, you can link your BizFlex Line of Credit account to your business checking account to protect from overdrafts.

BizFlex Line of Credit More borrowing options

It’s easy to get started

Connect with a banker to begin

Local leadership means quick and informed decisions about your financing options. We have in-house credit, documentation, and funding capabilities, and offer flexible structure payments, including seasonal, step payments, and skip pay if you ever need it.

Our team has expertise in a variety of specialty industries, including agriculture, healthcare, manufacturing, transportation, and technology, and can provide:

  • Equipment Lines of Credit
  • Operating and Capital Leases
  • TRAC Leases (for over-the-road vehicles)
  • Equipment Term Loans
  • Interest Rate Risk Management
  • Equipment Appraisals

Get started by completing this form. We’ll take a look and get back to you quickly to review your financing options. It’s just that easy.

 








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Frequently asked questions

Financing equipment could be the right option for you if you want to conserve cash or plan to update equipment periodically. Equipment financing requires no down payment or up-front costs, and terms can be flexible up to 84 months. At the end of the term, you can purchase at the agreed-upon price or return. You can include “soft costs” such as installation and training. Plus, there are tax advantages; as an expense, lease payments may reduce tax liability. By financing equipment you spread costs over its useful life and make payments as you use it.

Finally, partnering with experts to finance equipment gives you in-depth industry knowledge, which can reduce acquisition mistakes.

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1 All loans subject to credit review and approval.