Jacob Holbrook's headshot on a gold tessellated background
Jacob Holbrook's headshot on a gold tessellated background

A message from your market president

We have a robust team with over 250 combined years of experience. Our different backgrounds and knowledge allow us to deliver creative, consistent, flexible, and responsive banking services to our clients, helping them grow value in their businesses. We are proud to work alongside local companies with revenues from $3MM to $500MM, assisting with their full banking needs. We look forward to growing our relationship with you. Make sure to check out our dynamic team below!

Jacob Holbrook
Commercial Regional Market President
Greater Cincinnati/NKY

Hear from our clients

C.M. Paula CEO George White discusses his company's building expansion and their relationship with First Financial Bank.

Jeff Metzger, Kids First founder, and Joanie Weghorst, co-founder of The Campus at Kids First, share their organization's mission and how banking with First Financial has helped them advance it.

Meet Jeff Heitker – President and Chief Financial Officer, Denier Electric

In 2020, Denier Electric, a family-run electrical contracting company switched to First Financial after seeking a lender that could offer all the services it needed. Billy at First Financial worked alongside Denier to set up a suite of products that includes a line of credit, credit cards, and treasury management services, for easy day-to-day operations.

Learn more
Technician working on electrical equipment, with Denier logo

Transferring banks can take months and months and involve lots of issues. Our experience was nothing like that – it was very seamless and very positive. First Financial made life easier, so we could focus on our business, not banking.

Featured deals

$5.6MM
  • Construction draw to term facility

The Campus at Kids First

$6.1MM
  • Term construction loan

Convenience Store Chains

$6MM
  • Term loan

Industrial-focused Investment Company

View all deals

Community philanthropic initiatives

Cincinnati Minority Business Accelerator logo
  • Cincinnati, OH

Cincinnati Minority Business Accelerator

First Financial Bank delivers financial services and financial opportunity equally to all people in our community. Financial opportunity is critical in achieving and reaching potential, pursuing dreams, and improving lives. We work with the Minority Business Accelerator helping us get connected to minority-owned portfolio companies.

REDI Cincinnati brandmark
  • Cincinnati, OH

REDI Cincinnati

When communities thrive, we thrive. First Financial Bank invests in organizations and communities to foster economic growth, stability, and neighborhood revitalization. We are proud to work with REDI Cincinnati in helping grow the region.

United Way of Greater Cincinnati logo
  • Cincinnati, OH

United Way of Greater Cincinnati

At First Financial, we strive to be an outstanding community partner that makes a meaningful difference through our leadership and involvement in each community. Supporting the United Way through an annual giving campaign is one of the most impactful ways we can demonstrate this commitment. United Way directly connects to the very core of who we are and what we believe.

Meet the team

Meet our team serving Greater Cincinnati and Northern Kentucky's commercial businesses.

Jacob Holbrook Headshot
Jacob Holbrook
Commercial Regional Market President
Jacob is a seasoned banking professional with 20 years of experience serving the Northern Kentucky and Cincinnati communities. As the Cincinnati/Northern Kentucky Regional Market President for First Financial Bank, Jacob is committed to stewardi...
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Covington, KY 601 Madison Pike,  Covington, KY 41011
Caroline Bove, CTP Headshot
Caroline Bove, CTP
Treasury Management Sales Team Lead
Caroline Bove joined First Financial Bank in 2015 and found her niche in working with Public Fund Entities. During her time as a Public Funds Officer, Caroline has earned the trust and respect from her clients and has been able to save many publ...
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West Chester, OH 9120 Union Centre Blvd.,  West Chester, Ohio 45069
Kevin Brown Headshot
Kevin Brown
Senior Relationship Manager
Kevin brings 35 years of experience to First Financial Bank, giving him an advantage when helping his clients. He has spent his career focused on middle market and specialty industries.  With an eclectic client base, Kevin uses a holistic approa...
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Cincinnati, OH 255 East Fifth St.,  Cincinnati, OH 45202
Chris Chandley Headshot
Chris Chandley
Treasury Management Advisor
Chris began his banking career seven years ago and has spent the last four with First Financial. Through networking and mentorships, he was able to make the transition from the Retail Banking group to Treasury Management in 2022. Chris has assis...
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Cincinnati, OH 255 E. Fifth St. Suite 800,  Cincinnati, OH 45202
Robert Davis Headshot
Robert Davis
Associate Commercial Relationship Manager
Robert’s experience includes several levels within the commercial banking sector. Since joining First Financial Bank, he has transitioned from underwriter to relationship manager, and works with clients in a variety of industries including merge...
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Cincinnati, OH 255 E. Fifth St., Suite 800,  Cincinnati, OH 45202
Adrienne Ferlet Headshot
Adrienne Ferlet
Commercial Relationship Manager
With more than a decade of experience, Adrienne joined First Financial Bank as a financial center manager before transitioning to business banking. She works with her clients using a holistic, personalized approach whether it be to finance a new...
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West Chester, OH 9120 Union Centre Blvd.,  West Chester, OH 45069
Manny Hernandez Headshot
Manny Hernandez
Commercial Relationship Manager
NMLS #1616958
Serving his community as a Relationship Manager for almost a decade, Manny understands the importance of having a banking partner that can be the best advocate for a client. Born and raised in Mexico City, Manny came from a family of entrepreneu...
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Covington, KY 601 Madison Ave.,  Covington, KY 41011
Scott Jackson Headshot
Scott Jackson
Commercial Treasury Management Advisor
After having honorably served in the U.S. Navy for 20 years, Scott joined the banking industry. He has been assisting customers with their financial needs for the past 19 years. Focusing on their success has enabled him to become a pivotal advis...
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West Chester, OH 9120 Union Centre Blvd.,  West Chester, OH 45069
Jeff Judd Headshot
Jeff Judd
Market President, Butler/Warren
Jeff Judd joins First Financial after 20 years in the commercial banking business. His career includes roles at US Bank and Huntington Bank, and primarily in the Butler/Warren County region, so he is thrilled to be joining the team at his hometo...
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Hamilton, OH 300 High Street,  Hamilton, OH 45011
Aaron Mackris Headshot
Aaron Mackris
Senior Relationship Manager
Aaron brings nearly two decades of commercial banking experience. He focuses on manufacturing, construction, distribution, wholesale, and service industries.  He has significant experience in complex lending solutions. Having a wide range of fin...
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West Chester, OH 9120 Union Centre Blvd.,  West Chester, Ohio 45069
Shawn Masterson, MBA Headshot
Shawn Masterson, MBA
Market President, Cincinnati
Shawn joins First Financial Bank with 22 years of experience in Commercial and Corporate Banking, Portfolio Risk Management, and Private Banking.  He has extensive senior-level management experience across several bank disciplines, as well as de...
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Cincinnati, OH 255 East Fifth St.,  Cincinnati, OH 45202
Paul Souleyrette Headshot
Paul Souleyrette
Senior Vice President
Paul began his banking career with a regional bank, focusing his time on their commercial loan officer training program. He completed the program and went to spend almost two more decades in regional banks in the area. During that time, he did l...
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Cincinnati, OH 255 E. Fifth St., Suite 800,  Cincinnati, OH 45202
Phil Wentzel Headshot
Phil Wentzel
VP | Commercial Treasury Management Advisor
Phil has more than 25 years of experience in financial services including Treasury Management, Commercial Lending, Consumer Lending, Mortgage and Retail across multiple financial institutions. He has had successful roles as both an individual co...
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West Chester, OH 9120 Union Centre Blvd.,  West Chester, OH 45069
Billy Wersel Headshot
Billy Wersel
Market President, Northern Kentucky
Growing up, Billy envisioned he would follow his family’s path as an entrepreneur. Rather, during the great recession in 2008, Billy realized he wanted to work in a profession where he could help entrepreneurs, like his dad and grandfather. Work...
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Cincinnati, OH 255 E. Fifth St., Suite 800,  Cincinnati, OH 45202
John Allshouse Headshot
John Allshouse
Sr. Director, Wealth Advisory Services
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Cincinnati, OH 255 East Fifth Street,  Cincinnati, OH 45202
Chris Brison Headshot
Chris Brison
UHNW Relationship Banker


 

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Cincinnati, OH 255 East Fifth Street,  Cincinnati, OH 45202
Sam Cornelius Headshot
Sam Cornelius
Wealth Advisor I

  

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Covington, KY 601 Madison Avenue,  Covington, KY 41011
Robert Hadnett Headshot
Robert Hadnett
Wealth Advisor III
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Cincinnati, OH 1 East Fourth Street,  Cincinnati, OH 45202
Kyle Higgason Headshot
Kyle Higgason
Wealth Advisor II
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Cincinnati, OH 1 East Fourth Street,  Cincinnati, OH 45202
Jon Hoelscher, CFP® Headshot
Jon Hoelscher, CFP®
Wealth Advisor IV
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West Chester, OH 9120 Union Center Boulevard,  West Chester, OH 45069
Dominick Magoteaux Headshot
Dominick Magoteaux
Wealth Advisor I
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Cincinnati, OH 1 East Fourth Street,  Cincinnati, OH 45202
Steve Schulte Headshot
Steve Schulte
Senior Private Banking Officer
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Cincinnati, OH 1 East Fourth Street,  Cincinnati, OH 45202
David Snyder Headshot
David Snyder
Senior Private Banking Officer


 

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West Chester, OH 9120 Union Center Boulevard,  West Chester, OH 45069
Michael Spaeth, CFP® Headshot
Michael Spaeth, CFP®
Wealth Advisor IV
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Cincinnati, OH 1 East Fourth Street,  Cincinnati, OH 45202

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.