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FC Cincinnati credit and debit cards with chip and tap-to-pay functionality
FC Cincinnati credit and debit cards with chip and tap-to-pay functionality

Your city. Your club. Your cards.

Get team discounts and rewards with an exclusive FC Cincinnati Visa® Credit and Debit Card “kit.”

Apply for the credit card Pair with checking

Your First Drink at TQL Stadium is on us.1 We’ll buy your first drink for all home games when you purchase it using your FC Cincinnati Debit Card or FC Cincinnati Credit Card. Toast the team with the drink of your choice and receive a $12 credit on your first purchase at the stadium. If you carry both cards, your first two drinks are on us!

Great looking cards with even better benefits

Show your pride with every swipe with the branded FC Cincinnati Debit and Credit Cards2, available exclusively through the official bank of FC Cincinnati.

Not only will you love showing off your card, but you'll also get ticket discounts, 10% off select team merchandise, entries for promotional giveaways, and access to our First Drink on Us promotion.1, 3, 4 What’s not to love?

These great team benefits come with either card, but you'll get even more when you have both.

With the FC Cincinnati Credit Card, you’ll score more points outside the stadium. You earn points with every purchase. 3 points per dollar at grocery stores, 2 at restaurants, and 1 everywhere else. There are no annual fees or foreign transaction fees, ever.5

Exclusive team perks

Ticket discounts galore

Cheer on the Orange and Blue at home games with ticket discounts.3

10% off select team gear

Use your FC Cincinnati Credit or Debit Card to get 10% off merchandise online and at the team stores.4

First Drink on Us

Your First Drink at TQL Stadium is on us.1 We’ll buy your first drink for all home games when you purchase it using your FC Cincinnati Debit Card or FC Cincinnati Credit Card.

Your FC Cincinnati Credit Card gets you more

Points & rewards

3-2-1 points when using your card

  • 3 points/$1 spent on grocery purchases
  • 2 points/$1 spent on restaurant purchases
  • 1 point/$1 spent everywhere else5

No fees, no questions

No annual fees or foreign transaction fees, ever.

Great rates & a special offer

Get 0% APR on purchases and balance transfers for the first 12 months.6

Contactless payments

Stay in the game with secure, touch-free payments anywhere Visa® is accepted.

Pair the awesome team perks with any of our checking accounts

Get an FC Cincinnati Debit Card with any checking account along with:

  • Your First Drink at TQL Stadium is on us.1 We’ll buy your first drink for all home games, when you purchase it using your FC Cincinnati Debit Card or FC Cincinnati Credit Card. Toast the team with the drink of your choice and receive a $12 credit on your first purchase at the stadium.
  • Ticket discounts3
  • 10% off select team merchandise4
  • Digital banking tools
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I’m sold, how do I get the FC Cincinnati Debit Card?

Find your perfect account

With so many great accounts it’s hard to choose. For a feature-by-feature breakdown of each of our accounts, you can check out our comparison chart.

Compare accounts

A few minutes to get started

Opening an account online only takes 5-10 minutes. Grab your ID and follow the steps. Don’t forget to select the FC Cincinnati Card image before funding your account.

Open an account

Show off your elite fan status

Once your card arrives in the mail within 7-10 business days, inspire envy by shouting about it to all your friends like you’re chanting from the Bailey.

Frequently asked questions

To open an account online you must be:

  • At least 18 years old (applicants under 18 can apply in a First Financial Bank financial center)
  • A U.S. Citizen or Resident Alien
  • A resident of Ohio, Kentucky, Indiana, or Illinois

What you'll need:

  • 5-10 minutes
  • Social Security number
  • U.S. government-issued ID (Driver’s License, Passport, Military ID, or State-issued ID)
  • If you're opening a joint account, you'll need the email address of the joint applicant

To fund your new account, you’ll need:

  • A debit or credit card number with CVV code, in order to transfer funds to your new account

You’ll need to provide some personal information, including your:

  • Full name
  • Social Security number
  • Date of birth
  • Physical address (No P.O. Boxes)
  • Estimated gross annual income (income before taxes)

To sign up for online banking:

  • Click the “Sign In” link on the top right of our website
  • Below the username and password fields, select “enroll in Online Banking”
  • Provide the requested information including account number and Social Security number
  • After providing the information, click “Sign In” again and click “first time login” to sign in for the first time

If your card is lost, stolen, or you suspect fraudulent activity, let us know immediately by calling 877.322.9530, or contacting your local financial center. We will close the card and reissue you one with a new number that will arrive at your address within 7-10 business days.

If you previously had our Standard Visa debit card and would like the new one to be an FC Cincinnati debit card, just let us know and we can make the switch, so you have access to exclusive FC Cincinnati benefits. Don’t forget to update your new card number wherever you have it stored as you preferred method of payment, like shopping sites, apps, mobile wallets, or subscriptions.

Yes, you can add the FC Cincinnati debit card to your account at any time by calling 877.322.9530, or contacting your local financial center, in order to begin receiving exclusive FC Cincinnati benefits. Once requested, it will arrive at your address within 7-10 business days.

Nothing! Don’t worry, if the expiration date on your card is approaching, we will automatically send out a new one the month before it expires. Once you receive your new card, all you need to do is activate it and begin using.

Yes, you do! Please keep in mind the First Drink on Us benefit does not launch until June 22, 2024.

Yes, it does! You’ll need to pay for one drink with your FC Cincinnati Credit card and one drink with your FC Cincinnati Debit card to get both drinks reimbursed.

The First Drink on Us benefit comes in the form of a reimbursement. You'll see a credit for $12 posted to your account within 7-10 business days. Please contact us at 877.322.9530 if you don’t see the reimbursement in your account within 10 business days.

The First Drink on Us credit is one per card, not card holder. Only one $12 credit will be rewarded per credit card number.

You’ll be reimbursed for the first $12 you spend at a TQL Stadium Concession Stand. This includes alcoholic beverages, nonalcoholic beverages, and food. This does not include any kind of merchandise.

Yes! The First Drink on Us credit is one per card, so each unique FC Cincinnati debit card will receive a $12 credit, regardless of the account it is tied to.

When ordering tickets on SeatGeek, enter the promo code you received with your card in the promo code section before checkout in order to access qualifying inventory. If you no longer have this code, please give us a call at 877.322.9530 and we’ll be happy to help. When ordering tickets in-person at TQL Stadium, show your FC Cincinnati credit or debit card to qualify for your discount.

To receive the discount, present your FC Cincinnati credit or debit card at the team store. For online orders, visit mlsstore.com and enter the promo code you received with your card in the “Promo field” when checking out.7 If you no longer have this code, please give us a call at 877.322.9530 and we’ll be happy to help.

1 FC Cincinnati Credit and Debit Card holders will receive one $12 credit deposited to their linked First Financial Bank checking account or returned as a credit to their FC Cincinnati Credit Card within 7-10 business days, when they use their FC Cincinnati branded card to make a food or beverage purchase inside TQL stadium. Limit one $12 credit per home game per card up to $24. Offer valid for all FC Cincinnati Home Games played at TQL Stadium. Purchases in team shop do not apply. Clients who have both the FC Cincinnati Debit Card and FC Cincinnati Credit Card are eligible to receive the First Drink promotion of a $12 credit per card per home game. We may deduct all, or a portion of any awarded $12 credit if a food or beverage purchase transaction is refunded/returned, when your total food or beverage purchase amount does not exceed $12, or in cases we believe fraudulent activity has occurred. First Financial Bank reserves the right to change or end this offer at any time. Accounts subject to Online Services User Agreement. All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

2 All credit cards are subject to credit review and approval.

3 Valid for select home games and sections while supplies last.

4 Discount excludes jersey customization and already discounted items.

5 Points are earned based on qualifying net purchases using your FC Cincinnati Credit Card. Qualifying purchases are defined as purchases minus returns and/or other related credits. The account must be in good standing to earn points. Accounts do not earn points for cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind. Credits to your account (such as returns of purchases) will reduce the points available in your account. Points expire after 60 months. Subject to credit approval. See full rewards terms and conditions for the FC Cincinnati Visa Credit Card.

6 Annual Percentage Rate (APR) will be 0% for all purchases made and balance transfers completed during the first 12 months after account opening (“Promotional Period”). Offer valid on purchase and balance transfers only. You cannot use cash advances, or balance transfers to pay an existing balance on other First Financial Bank credit cards or loans. No interest will be due on purchases made and balance transfers completed during the Promotional Period if the purchases and balance transfers are paid in full prior to the end of the Promotional Period. After the Promotional Period ends, the APR will be your current annual percentage rate, which may vary with the market based on Prime rate.

7 Not valid at FCCGO.com.

Disclaimer: First Financial Bank is solely and exclusively responsible for the establishment, maintenance, and administration of the above referenced program. Fussball Club Cincinnati, LLC, Levy Premium Foodservice Limited Partnership, Major League Soccer, L.L.C., and Soccer United Marketing, LLC (collectively, the “League Parties”), do not assume any liability or responsibility for the administration, operation, or outcomes of the promotional program utilizing our marks, which is conducted by First Financial Bank. While our marks may be used in association with the program, the League Parties shall not be held accountable for any errors, omissions, delays, or damages arising from the organization or execution of the program by First Financial Bank. Participation in the program is at the sole discretion and risk of the participants, and any grievances or disputes related to the program must be addressed directly with First Financial Bank. The League Parties disclaim all warranties, express or implied, regarding the program and shall not be liable for any direct, indirect, incidental, special, or consequential damages as a result from or in connection with the program, including but not limited to loss of profits, loss of data, or interruption of business. By participating in the program, participants acknowledge and agree to release, indemnify, and hold harmless the League Parties and their affiliates, officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, costs, or expenses, including legal fees, arising out of or related to their participation in the program.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

Visa Terms & Conditions

Rewards Program Terms & Conditions

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