FFB | Smart Banking Solutions | First Financial Bank

Smart Banking Solutions Video Series
	Protect Yourself Against Identity Theft Episode 10 - July 2010 Reports about consumers who have had their credit ratings or even their lives wrecked by identity theft are very popular in the news media. While these incidents thankfully are rare, they also are very real.
	Take control of your finances with on-the-go banking Episode 9 - June 2010 From managing a successful career to organizing a hectic family schedule, most people are busier than ever before. As we continue to see signs of a reenergized economy, many of us are looking for ways to balance our busy lives with fast and easy ways to take control of our finances.
	Find mortgage solutions that fit your lifestyle Episode 8 - May 2010 Home sales are picking up in the Midwest and across the country. Whether you are looking to upsize, downsize or buy your first home, making the decision to invest in a home can be an exciting and sometimes overwhelming experience.
	Take Charge of Your Retirement Planning Episode 7 - April With hopes of spending more time with family or a dream of traveling the world, many wonder if they can still make their retirement plans a reality. The financial impact of the recent recession will redefine the way many of us prepare for and build our retirement savings.
	Rebuild Your Savings for the Future Episode 6 - March Many Americans are regaining their footing as they work through challenges presented by the weak economy in the last few years. Periods of unemployment, underperforming investments and unanticipated expenses have contributed to substantially smaller nest eggs for many individuals and families.
<	Sensible Holiday Spending Episode 5 - October The holidays are just around the corner and there’s no better time than now to establish your holiday spending plan. Not sure where to start? Take advantage of some of the services your bank has to offer to help make this year’s shopping experience an enjoyable one.
	Simple Ways to Manage Your Money Online Episode 4 - August The Internet has made our lives easier in many ways, including the way we manage our finances. Online banking provides security, convenience, and can even save you money.
	Smart Credit Solutions Episode 3 - July Smart borrowing can help you accomplish your goals, build your credit history, and is often part of a good financial planning process.
	Smart Ways to Grow Your Savings Episode 2 - June Whether it’s buying a car or a house, planning for a renovation or taking the family on a much-needed vacation, a solid savings plan will help you get there.
	Getting the Most from Your Bank Episode 1 - May President and CEO, Claude E. Davis discusses how you can earn more with all the extras at First Financial Bank.

Sensible Holiday Spending

The holidays are just around the corner and there’s no better time than now to establish your holiday spending plan. Not sure where to start? Take advantage of some of the services your bank has to offer to help make this year’s shopping experience an enjoyable one.

Establish a plan and budget
Holiday spending is much more pleasant when you plan ahead. First, consider gifts on your list as well as other holiday expenditures so that you can establish a realistic budget. Once you have a total budget to strive for you can focus on how to reach your goal.

Funding the holidays
Using credit wisely can certainly benefit many holiday shoppers. But if you’d rather not use credit this year there are a number of ways to save enough spending cash for the upcoming season.

First Financial recommends setting up a direct deposit that automatically transfers part of your paycheck into an account designated for holiday spending. This way you set it and forget it and the deposited money quickly adds up.

Check cards are also a convenient tool for holiday shopping. Not only is it a great way to avoid carrying a large sum of cash but it’s also an easy way to track your expenses. Transactions appear online and you can better assess whether or not you’re spending is in line with your established plan.

Getting started on a savings program is easy. You can visit any First Financial banking center and sit down with a banking associate today. Whether you’re looking to save for a home, car, college education or holiday spending a First Financial Bank associate can help tailor a solution to help you reach your goals. Contact a First Financial banker today or visit us online for more information.

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